Retirement Homes in Richmond Hill: 2026 Costs and Comparison

Richmond Hill has 43 senior living communities in the SeniorHome.ca directory, and 5 of them are listed as retirement residences. All five publish rates: starting prices run from $2,643 to $4,296 a month, with a median start of $3,758 and larger or higher-care suites reaching $7,637. Most sit along the Yonge Street corridor, close to transit and shopping.

Retirement homes in Ontario are private-pay and licensed by the Retirement Homes Regulatory Authority (RHRA), which keeps a public register of every licensed home. That means you can move in when you choose rather than waiting for a placement — a key difference from long-term care. If you're still deciding which level of care fits, start with the Richmond Hill retirement residence listings or a free care assessment.

At a glance

• 43 senior living communities in Richmond Hill overall; 5 retirement residences.
• Typical starting range: $3,113–$3,924 per month; median start $3,758.
• Lowest published start: $2,643/month. Highest published rate: $7,637/month.
• All 5 retirement residences publish rates, so you can compare before you tour.
• Related care in the city: assisted living (8), memory care (10), nursing homes (15).
• Three of the five retirement residences are on Yonge Street; the others are on Elgin Mills Road East and Bernard Avenue.

How much does a retirement home in Richmond Hill cost?

Expect roughly $3,100 to $3,900 a month to start, with a median starting rate of $3,758 across the five residences that publish pricing.

The lowest published starting rate in the city is $2,643 at Simcoe Assured Care on Yonge Street. The highest published rate is $7,637 at Delmanor Elgin Mills, which also has the highest starting rate at $4,296.

Two numbers matter on every quote: the accommodation fee (suite size, layout, view) and the care fee, which is set after an assessment and rises as needs change. A community quoting "from $3,758" is quoting its smallest suite with minimal care. Ask for a written quote at the care level your parent needs today, and ask what a move to the next level would add. Our cost of senior living in Richmond Hill page breaks the ranges down further.

What's usually included in the monthly fee?

In Ontario retirement homes the base fee generally covers the suite, meals, housekeeping and the building's social programming — but the exact bundle varies by residence, so get it in writing.

Items that are commonly billed separately include personal care hours, medication administration, incontinence supplies, escorts to appointments, additional meals or guest meals, and parking. Ask each community for its published fee schedule and its policy on annual increases and notice periods. Under RHRA rules, residents must receive written information about fees and services, so a residence should be able to hand you that document on the tour.

A few specifics the data does show: Sunrise Senior Living of Richmond Hill describes personalized assisted living, memory care and short-term stays, with activities and fresh, flavourful cuisine. Delmanor Elgin Mills describes three streams — Independent Supportive Living, Assisted Living and a MemoryPlus Neighbourhood — which matters if you want a community a person can age within rather than move out of.

Retirement home or long-term care — which one do you need?

Retirement homes are private-pay and you apply directly; long-term care in Ontario is government-subsidized and arranged through Ontario Health atHome.

Broadly, a retirement residence suits someone who is largely independent or needs scheduled help with bathing, dressing, medications or mobility. Long-term care suits someone who needs 24-hour nursing supervision. Ontario sets long-term care accommodation co-payments, and a rate reduction is available for low-income residents — unlike retirement homes, where you pay the market rate.

Richmond Hill has 15 nursing home listings alongside its retirement residences, and two communities here — Mon Sheong Private Care and Simcoe Assured Care — appear under both categories. If you're weighing the two paths, read our explainer on long-term care vs retirement homes in Ontario. Many families also bridge the gap with home care in Richmond Hill while they decide.

Which Richmond Hill retirement residences stand out in the data?

Two communities carry a 4.9 Google rating, and one carries a perfect 5.0 on a small number of reviews — read ratings alongside review counts.

Sunrise Senior Living of Richmond Hill, at 9800 Yonge St, is rated 4.9 on Google (89 reviews) — the most-reviewed retirement residence in this data set. Richmond Hill Retirement Residence on Bernard Avenue is also rated 4.9 (22 reviews). Delmanor Elgin Mills is rated 4.4 (39 reviews), Mon Sheong Private Care 4.5 (13 reviews), and Simcoe Assured Care 5.0 (3 reviews).

On price, Simcoe Assured Care has the lowest published entry point ($2,643) and Mon Sheong Private Care is next at $3,113. If continuity of care matters most, three of the five — Sunrise, Delmanor Elgin Mills and Richmond Hill Retirement Residence — list assisted living, memory care and respite care under one roof, and two of those also list independent living.

Compare retirement residences in Richmond Hill

Community	Care offered	Monthly from	Google rating
Sunrise Senior Living of Richmond Hill	Retirement residence, assisted living, memory care, respite	$3,758	4.9 (89 reviews)
Delmanor Elgin Mills	Retirement residence, independent living, assisted living, memory care, respite	$4,296	4.4 (39 reviews)
Richmond Hill Retirement Residence	Retirement residence, independent living, assisted living, memory care, respite	$3,924	4.9 (22 reviews)
Mon Sheong Private Care	Retirement residence, nursing home	$3,113	4.5 (13 reviews)
Simcoe Assured Care	Retirement residence, nursing home	$2,643	5.0 (3 reviews)

Suite counts and year established weren't published for these communities — worth asking, since a 40-suite residence feels very different from a large one. Browse all senior living in Richmond Hill for options beyond these five.

What should you ask on a tour?

Ask about care levels, staffing and money in that order — the building sells itself, the details don't.

1. How is care assessed and priced? Request the fee schedule for each level and an example of what a resident at your parent's level pays today.
2. What happens when needs increase? Can the resident stay if they need memory care or two-person transfers, or would they have to move?
3. Who is on site overnight? Ask specifically whether a registered nurse or RPN is in the building 24/7, or on call.
4. What's the licence status? Check the residence on the RHRA public register before you sign.
5. What are the contract terms? Notice period, deposit, how and when rates increase, and what happens if a resident is hospitalized.
6. Can we eat a meal and visit a program? Two visits — one weekday, one weekend — tell you more than any brochure.

How do families pay for it?

Most families combine pensions, savings, home equity and tax credits, since retirement homes are not publicly funded in Ontario.

For 2026, Service Canada reports the average new CPP retirement pension at 65 is $925.35 a month (maximum $1,507.65), and Old Age Security is $751.97 a month at 65–74 and $827.17 at 75+ (July–September 2026), with the clawback starting at $95,323 in net income. The Guaranteed Income Supplement pays up to $1,123.17 a month for a single low-income senior. On a median starting rate of $3,758, a couple's combined CPP and OAS can cover a meaningful share, but rarely all of it.

Two credits are worth raising with an accountant: the medical expense tax credit and the disability tax credit, which can offset part of the attendant-care portion of a retirement home fee. Ask the residence for an annual letter breaking out attendant care from accommodation — you'll need it at tax time.

How we compiled this

Figures come from the SeniorHome.ca directory as of 24 September 2026: 43 senior living communities in Richmond Hill, 5 listed as retirement residences, with rates published by or collected for each community and Google ratings and review counts captured on the same date. Rates, ratings and availability change often, and your actual quote depends on suite type and assessed care level — confirm everything directly with the residence before you decide.

Frequently asked questions

How many retirement homes are there in Richmond Hill, Ontario?

The SeniorHome.ca directory lists 43 senior living communities in Richmond Hill, of which 5 are categorized as retirement residences: Sunrise Senior Living of Richmond Hill, Delmanor Elgin Mills, Richmond Hill Retirement Residence, Mon Sheong Private Care and Simcoe Assured Care. The city also has 8 assisted living listings, 10 memory care listings and 15 nursing home listings, which overlap with those residences.

What is the average monthly cost of a retirement home in Richmond Hill?

Across the five retirement residences that publish rates, the median starting rate is $3,758 a month and the typical starting range is $3,113 to $3,924. The lowest published starting rate is $2,643 and the highest published rate reaches $7,637 for larger suites or higher care levels. Your quote depends on suite size and assessed care needs, so ask for it in writing.

Which Richmond Hill retirement residence has the highest Google rating?

Two communities are rated 4.9 on Google: Sunrise Senior Living of Richmond Hill (89 reviews) and Richmond Hill Retirement Residence (22 reviews). Simcoe Assured Care shows 5.0 but from only 3 reviews. Delmanor Elgin Mills is rated 4.4 (39 reviews) and Mon Sheong Private Care 4.5 (13 reviews) — always read the rating alongside the review count.

Are retirement homes in Ontario covered by OHIP or government funding?

No. Retirement homes in Ontario are private-pay and licensed by the Retirement Homes Regulatory Authority (RHRA), which maintains a public register. Government-subsidized long-term care is arranged separately through Ontario Health atHome, and the province sets long-term care accommodation co-payments with a rate reduction available for low-income residents. Publicly funded home care is also arranged through Ontario Health atHome.

What's the difference between a retirement home and a nursing home in Richmond Hill?

A retirement home is private-pay housing with meals, housekeeping and optional personal care, and you apply directly to the residence. A nursing home (long-term care) provides 24-hour nursing and is accessed through Ontario Health atHome with provincially set co-payments. Richmond Hill has 5 retirement residences and 15 nursing home listings, and two communities — Mon Sheong Private Care and Simcoe Assured Care — appear in both categories.