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Long-Term Care Homes in Toronto: 2026 Costs, Waitlists & Placement
Prices mentioned below are SeniorHome.ca estimates, not rates published by the communities. Ask each community for its current rates.
SeniorHome.ca lists 49 long-term care homes in Toronto among 288 senior living communities citywide. For the eight homes with SeniorHome.ca cost estimates, starting rates run from roughly $1,900 to $4,500 a month, with an estimated median of $3,608. The most important thing to know first: you do not apply to a long-term care home in Toronto directly — placement runs through Ontario Health atHome.
At a glance
- 49 long-term care (nursing) homes listed in Toronto, out of 288 senior living communities in the city.
- Estimated starting costs typically fall between $2,280 and $4,500 a month; the estimated median start is $3,608 and the highest estimated top rate is $8,652.
- Only 8 of the 49 homes have a SeniorHome.ca price estimate on file — most publicly funded homes charge provincially set co-payments instead.
- Placement and publicly funded home care are both arranged through Ontario Health atHome (formerly Home and Community Care Support Services).
- While you wait, Toronto also has 71 home care providers, 13 adult day programs and 4 respite care options listed.
- Homes in the directory span downtown (Sherbourne St), North York, Scarborough and Etobicoke, including culturally specific and faith-based homes.
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How many long-term care homes are in Toronto, and where are they?
There are 49 long-term care homes in the SeniorHome.ca Toronto nursing homes directory, spread across every part of the city. Downtown options include Fudger House Long-Term Care Home (City of Toronto) on Sherbourne Street, with room for 169 residents, and Castleview Wychwood Towers on Christie Street.
In Scarborough you'll find Extendicare Guildwood on Guildwood Parkway, Ina Grafton Gage Home on Bell Estate Road, Rockcliffe Care Community on Lawrence Avenue East, and Yee Hong 頤康中心 (Finch), which also runs an adult day program. North York listings include Baycrest on Bathurst Street and Harmony Hills Care Community on O'Connor Drive, a 160-resident home that also offers palliative care. In Etobicoke, Dom Lipa is a smaller 32-resident home that also offers independent living.
Language and culture matter to a lot of families, and Toronto's list reflects that — Arirang Korean Long Term Care and Yee Hong are two examples, and Sunnybrook Veterans Centre serves veterans. If you want to browse everything side by side, start with all senior living in Toronto.
How does long-term care placement work in Ontario?
In Ontario, long-term care placement is arranged through Ontario Health atHome — you cannot buy your way onto a publicly funded waitlist by calling a home directly.
The practical sequence looks like this:
- Contact Ontario Health atHome (from home, or through the hospital social worker if your parent is admitted).
- A care coordinator assesses eligibility, health needs and safety at home.
- If eligible, you choose a list of preferred homes — tour them first so the list reflects real preferences, not guesses.
- Your application sits on the waitlist for each chosen home until a bed is offered.
- When an offer comes, families typically have a very short window to accept, so decide in advance which homes you would say yes to.
The same organization also authorizes publicly funded home care in Toronto, which is why the first call is worth making early, even if long-term care still feels far off.
How much do long-term care homes in Toronto cost?
For the eight Toronto homes with SeniorHome.ca estimates, starting costs are estimated between $1,900 and $4,500 a month, with an estimated median starting rate of $3,608 and estimated top-end rates reaching $8,652.
Two cost structures exist side by side in Toronto:
- Publicly funded long-term care beds. Nursing and personal care are funded by the province. Residents pay an accommodation co-payment that is set by the province, not by the home — basic, semi-private and private rooms each have their own rate. A rate reduction is available for low-income residents in basic rooms, applied for through the home.
- Private or retirement-style beds. Some listings, such as St. Joseph's Private Hospital and Infirmary or homes like Dom Lipa that also offer independent living, sit outside the publicly funded co-payment system. Those are priced by the operator and are where the higher estimates in our range come from.
Income matters when you're budgeting. In 2026, the average new CPP retirement pension at 65 is $925.35/month (maximum $1,507.65), Old Age Security is $751.97/month at 65–74 and $827.17 at 75+ (Jul–Sep 2026), and the Guaranteed Income Supplement pays up to $1,123.17/month for a single low-income senior. For private retirement settings, the medical expense tax credit and disability tax credit can offset part of attendant-care costs. Compare care types in our Toronto cost of senior living guide.
How long are the waitlists — and what can you do while you wait?
Wait times vary by home, room type and urgency, and no single published number applies to all 49 Toronto homes — ask each home and your Ontario Health atHome coordinator for their current situation.
What you can do in the meantime:
- Bring care into the house. Toronto has 71 home care listings covering personal support, nursing and companionship.
- Use an adult day program. There are 13 adult day programs in Toronto, including one attached to Yee Hong (Finch) — supervised days out give caregivers a break.
- Book respite. Four respite care options are listed, useful for a hospital discharge or a caregiver's surgery.
- Consider a retirement residence as a bridge. Toronto has 51 retirement residences, privately paid and licensed by the Retirement Homes Regulatory Authority (RHRA), which keeps a public register you can check. Our guide to long-term care vs retirement homes in Ontario explains where the line falls.
- Plan for end-of-life needs. Seven Toronto listings offer palliative care, including Harmony Hills Care Community.
Not sure which level of care fits right now? A free care assessment is a quick way to narrow things down before you tour.
What should you ask on a tour?
Ask about staffing, room type and the day-to-day details that a brochure never covers.
- How many personal support workers and registered staff are on each shift, including nights and weekends?
- Which room types are available — basic, semi-private, private — and what is the current co-payment for each?
- How do I apply for the low-income rate reduction, and who helps with the paperwork?
- What happens if care needs change, including dementia behaviours or palliative needs?
- What languages do staff speak, what food is served, and are religious or cultural services offered?
- How are families kept informed, and are there scheduled care conferences?
- What are visiting hours, and can residents go out with family?
If dementia is the main driver, also look at memory care in Toronto (3 listings) and read up on what a nursing home provides compared with other care levels.
Toronto long-term care homes compared
| Community | Care offered | Monthly from (est.) | Google rating |
|---|---|---|---|
| Fudger House Long-Term Care Home | Long-term care (169 residents) | $3,652 | 4.2 (42 reviews) |
| Extendicare Guildwood | Long-term care | $4,581 | 4.5 (39 reviews) |
| Harmony Hills Care Community | Long-term care, palliative (160 residents) | $2,800 | 4.4 (10 reviews) |
| Dom Lipa | Long-term care, independent living (32 residents) | $3,608 | 5.0 (3 reviews) |
| Sunnybrook Veterans Centre | Long-term care | — | 4.5 (24 reviews) |
| Ina Grafton Gage Home | Long-term care | — | 4.1 (16 reviews) |
| Baycrest | Long-term care | — | 3.6 (110 reviews) |
| Yee Hong 頤康中心 (Finch) | Long-term care, adult day program | — | 3.4 (18 reviews) |
| Rockcliffe Care Community | Long-term care, retirement living | — | 3.0 (26 reviews) |
| Castleview Wychwood Towers | Long-term care | — | — |
Google ratings reflect reviewer experiences, not inspection results or care quality measures — read them alongside a visit, not instead of one.
How we compiled this
Figures come from the SeniorHome.ca directory as of 12 October 2026: 288 senior living communities in Toronto, 49 of them long-term care homes. Monthly costs are SeniorHome.ca estimates based on eight Toronto homes with pricing data — they are not rates published by the communities, and actual charges depend on room type, care level and, for publicly funded beds, provincially set co-payments. Google ratings and review counts were current at the same date. Always confirm rates, availability and eligibility directly with each home and with Ontario Health atHome. For broader comparisons, see our 2026 Toronto senior living cost breakdown.
Frequently asked questions
How many long-term care homes are there in Toronto?
SeniorHome.ca lists 49 long-term care (nursing) homes in Toronto, out of 288 senior living communities in the city as of October 2026. They range from large homes such as Fudger House Long-Term Care Home with room for 169 residents to small homes like Dom Lipa in Etobicoke with 32 residents. Listings cover downtown, North York, Scarborough and Etobicoke.
How much does a long-term care home in Toronto cost per month?
For the eight Toronto homes with SeniorHome.ca estimates, starting costs are estimated between $1,900 and $4,500 a month, with an estimated median start of $3,608 and estimated top-end rates up to $8,652. In publicly funded beds, nursing care is covered by Ontario and residents pay a provincially set accommodation co-payment that varies by basic, semi-private or private room. Private homes set their own rates, so confirm quotes directly.
How do I apply for long-term care in Toronto?
You apply through Ontario Health atHome, the organization that arranges long-term care placement and publicly funded home care in Ontario — not by contacting the home directly. A care coordinator assesses eligibility, then you choose a list of preferred homes and wait for a bed offer. If your parent is in hospital, the hospital social worker can start the process. Tour homes before you submit preferences, because offers often come with a short decision window.
Is there financial help if we can't afford the long-term care co-payment?
Yes. Ontario sets long-term care accommodation co-payments and offers a rate reduction for low-income residents in basic rooms; the home can help you apply. Federal income also matters: in 2026, Old Age Security pays $751.97/month at 65–74 and $827.17 at 75+, and the Guaranteed Income Supplement pays up to $1,123.17/month for a single low-income senior. For private retirement settings, the medical expense and disability tax credits may offset some attendant-care costs.
What are the options while waiting for a long-term care bed in Toronto?
Toronto has 71 home care listings, 13 adult day programs, 4 respite care options and 51 retirement residences in the SeniorHome.ca directory. Many families combine publicly funded home care arranged through Ontario Health atHome with private hours or an adult day program. A retirement residence, licensed by the Retirement Homes Regulatory Authority, can serve as a privately paid bridge while the long-term care application stays active.