Pricing data from communities listed in Ontario.
Avg. starting price
$3,158/mo
Avg. max price
$6,312/mo
Communities with pricing
1000
vs national avg
+$335 / +$790
Average monthly pricing by care type in Ontario.
| Care Type | Avg Low | Avg High | Communities |
|---|---|---|---|
| Independent Living | $3,035 | $5,876 | 166 |
| Nursing Homes | $3,133 | $6,348 | 166 |
| Respite Care | $3,555 | $6,605 | 163 |
| Memory Care | $4,010 | $7,143 | 153 |
| Assisted Living | $3,415 | $6,358 | 122 |
| Palliative Care | $3,643 | $6,921 | 103 |
| Home Care | $3,304 | $6,524 | 65 |
| Retirement Residences | $3,098 | $6,084 | 62 |
City-level cost comparison in Ontario (sorted by average high).
| City | Avg Low | Avg High | Communities |
|---|---|---|---|
| Belleville | $6,731 | $17,883 | 19 |
| Bradford West Gwillimbury | $4,827 | $8,581 | 1 |
| Bowmanville | $4,783 | $8,503 | 1 |
| East Gwillimbury | $4,783 | $8,503 | 1 |
| Kawartha Lakes | $4,565 | $8,116 | 1 |
| Newcastle | $3,649 | $7,982 | 1 |
| Elmira | $3,494 | $7,644 | 1 |
| Lincoln | $3,494 | $7,644 | 1 |
Financial assistance programs for senior care in Ontario.
Income-based rate reduction for long-term care accommodation costs. Basic co-payment starts around $1,945/mo.
Basic room co-payment ~$1,945/mo (2024); reduced rate available for qualifying incomes.
Learn more↗Publicly funded home care services including personal support, nursing, and therapy.
No charge for assessed home care services.
Learn more↗Senior living costs in Ontario vary by care type, community, and location within the province. Independent living typically starts lower, while memory care and nursing homes cost more due to specialized staffing and 24/7 supervision. Use the pricing table above for current average ranges based on real listing data.
Yes, Ontario offers several government programs to help offset senior care costs. Long-term care facilities typically have income-tested accommodation rates set by the province. Some programs also support home care and assisted living. See the Government Programs section above for specific programs and links.
Senior living costs vary significantly between cities in Ontario. Smaller communities and rural areas tend to be more affordable than major urban centres, though they may have fewer options. Check the city pricing table above for a current comparison of average costs across cities in Ontario.
Compare options by price, location, and care type.
Browse all communities in Ontario| Shelburne |
| $3,432 |
| $7,508 |
| 1 |
| Thorold | $4,217 | $7,497 | 1 |
| Espanola | $3,401 | $7,440 | 1 |
| Kingsville | $3,855 | $7,406 | 2 |
| Puslinch | $3,370 | $7,373 | 1 |
| Markdale | $3,783 | $7,367 | 2 |
| Dorchester | $3,392 | $7,349 | 1 |
| East York | $3,497 | $7,335 | 1 |
| Rosslyn | $3,587 | $7,286 | 1 |
| Pickering | $3,822 | $7,161 | 13 |
| Huntsville | $3,525 | $7,160 | 1 |
| Toronto | $3,545 | $7,147 | 26 |
| Aurora | $3,827 | $7,142 | 8 |
| Etobicoke | $4,271 | $7,116 | 1 |
| Caledon Village | $3,463 | $7,035 | 1 |
| Amherstview | $3,215 | $7,034 | 1 |
| North York | $4,058 | $7,007 | 4 |
| Richmond Hill | $3,575 | $6,955 | 22 |
| Oakville | $3,589 | $6,859 | 44 |
| Newmarket | $3,521 | $6,845 | 12 |
| Lancaster | $3,123 | $6,831 | 1 |
| Windsor | $3,379 | $6,819 | 8 |
Common funding sources include personal savings and pensions, Old Age Security (OAS) and Guaranteed Income Supplement (GIS), provincial subsidies and tax credits, private insurance, home equity (reverse mortgages or sale proceeds), and veterans' benefits for eligible individuals. A financial advisor specializing in elder care can help create a comprehensive plan.
Ontario offers a full range of senior living options including independent living, assisted living, memory care, nursing homes (long-term care), retirement residences, home care, respite care, and adult day programs. The right choice depends on the level of care needed, budget, and personal preferences.